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Struggling For Insurance...
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Old 01 Sep 2009, 12:32 AM   #1 (permalink)
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Struggling For Insurance...

Hi guys.

I posted almost a month ago regarding whether the 04 sti is the right car for me and realistically, it isnt as im still jobless but going to buy one anyways (after going out in my mates bug eye WRX)

But, really struglling for insurance as im a bit on the younger side...

I'm after some insurance companies i can ring up tommorrow (or get quoted online) - im at around 2200 at the mo but dont realy want to pay over 1500.

Numbers or names will be great!

Cheers
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Old 01 Sep 2009, 12:33 AM   #2 (permalink)
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Re: Struggling For Insurance...

EDIT: Tried the thread which has been stickied but none of them could help....

Cheers
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Old 01 Sep 2009, 06:19 AM   #3 (permalink)
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Re: Struggling For Insurance...

Try getting quotes for a UK turbo or a WRX,cheaper banding,also make sure it's a UK car,either of the forementioned can obtain STi power(280 BHP) easily,there's a few of us Classic owners on here,with well over 300 BHP same goes for the WRX owners
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Old 01 Sep 2009, 07:07 AM   #4 (permalink)
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Re: Struggling For Insurance...

Uk turbo and UK wrx = group 17 insurance
UK STI and imports = group 20

As Ed has said above, go for a 'classic' UK turbo adn then when funds allow change the exhaust system for a straight through de-catted system. this will get rid of both CAT's. Also change the panel filter for a 'Green cotton' filter(about 600 all in new, although second hand exhaust systems are readily available). this will allow the car to breathe and flow better. The car 'should' run fine with this done and will improve performance/power.
When you want more power, get the ecu custom mapped by a recognised car mapper with ECUTEK software(if it's one of the late model : MY98-2000) and you should get on average 270bhp - maybe more! (650 all in.) and then you are truely on your way down a very slippery slope modding your car with the rest of us
Note: keep hold of the the centre part of the original exhaust, for fitting on before MOT and emissions test.

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Last edited by brumbrum; 01 Sep 2009 at 07:10 AM.
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Old 01 Sep 2009, 09:55 AM   #5 (permalink)
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Re: Struggling For Insurance...

WRX 300 ,55 plate, 265 BHP Group 19 insurance 550 ish cant remember exactly
with LV, the so called performance speacilists were way to expensive ! But where you live will have a big impact on price, not just age of the driver
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Old 01 Sep 2009, 05:21 PM   #6 (permalink)
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Re: Struggling For Insurance...

I'm a young scooby owner and elephant were the cheapest for me on a 04 wrx. I paid around 1,100 for first year with no previous no claims. Hope it helps!
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Old 01 Sep 2009, 11:01 PM   #7 (permalink)
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Re: Struggling For Insurance...

Just gone for a few quotes on WRX and still dont seem to be getting anywhere.

Most companies say you have to be 21 and im currently 20 :S (inc elepant)

I've just sold my A3 2.0T S-Line and getting quite desperate for a car now and spent over 8 hours ringing insurance comapnies!

A friend has a 06 STI and he had that when he was 18 and that was with bell but they dont want to touch me :S

I blame all these Saxo boys - made a mess of insurance premiums for the rest of us "sane" road users!

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Old 02 Sep 2009, 08:22 AM   #8 (permalink)
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Re: Struggling For Insurance...

Agreed Scoob's aren't popular with Insurance companies. I'm an old git with full NCB and just changed from a Galant VR4 280BHP group 20 and the WRX (UK) cost me 130 more. Had to change insurers as my existing company wouldn't touch it. (All done through Adrian Flux though)
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Old 02 Sep 2009, 12:26 PM   #9 (permalink)
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Re: Struggling For Insurance...

a wrx cost you more than a twin turbo'd vr4 :S

I think i have to wait a year now tilll im 21...

Anyone else got any other ideas? :S
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Old 02 Sep 2009, 12:46 PM   #10 (permalink)
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Re: Struggling For Insurance...

as stated before,try a UK turbo!!
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Old 02 Sep 2009, 02:04 PM   #11 (permalink)
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Re: Struggling For Insurance...

Quote:
Originally Posted by The Pilot View Post
as stated before,try a UK turbo!!

With a category 1 alarm/ immobiliser already installed.
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Old 11 Sep 2009, 07:36 PM   #12 (permalink)
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Re: Struggling For Insurance...

try express insurance they did me a great quote
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Old 14 Sep 2009, 07:29 PM   #13 (permalink)
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Re: Struggling For Insurance...

im with kwik fit, 1100 on wrx 01. 23 years old
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Old 30 Sep 2009, 12:13 PM   #14 (permalink)
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Re: Struggling For Insurance...

Easiest way is to get a Motor Traders policy with tradex, i am currently a valetor/mechanic running mobile, ive had my policy 2 years now just starting my third year, i pay 900 fully comp covering me on any vehicle in my care. my impreza is listed as my personal car on there and im 26 i got a quote on the car alone and it was 1900
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Old 03 Oct 2009, 09:29 PM   #15 (permalink)
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Re: Struggling For Insurance...

Probably one of the youngest owners on here - I'm 19.

I pay 2600 a year TPFT with Auto Trader insurance. I also drive company cars so that brought down my insurance a bit - always worth a shot even if it's just for business use.

I used to be on Kwik Fit insurance - 1600 for my grp 19 TT. They very solemnly asked for 7000 for the Impreza - although it's a bit of a wierd situation when my car's insurance group is larger than my age.
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