Go Back   Subaru Impreza Forum - WRX STI Rally Performance Tuning > Subaru-Impreza.org > General Chat - Anything about Anything

Subaru Impreza Forum

Insuring a 2nd driver
Reply
 
LinkBack Thread Tools Display Modes
Old 17 Mar 2009, 10:46 AM   #1 (permalink)
Veteran Scooby
 
rikimaru's Avatar
 
Join Date: Aug 2006
Location: Sussex
Posts: 3,335
Insuring a 2nd driver

Couple of quick insurance questions.

First off, anyone have a 2nd driver insured on their scooby, and if so how much did it add to your premium?

2nd, what info do you need to give to an insurance company in the UK to get a quote?

Reason i ask is that when i get back to UK insuring myself (fully comp) will be prohibitively expensive so hoping to register car in mums name and go on as a named driver. I'm praying this will work and save me a fair sum. Mum wants info so she can start looking around as car will be back in UK a while before me and will need insuring.

Cheers chaps
Offline   Reply With Quote
Old 17 Mar 2009, 11:00 AM   #2 (permalink)
Regular Scooby
 
crazychick's Avatar
 
Join Date: Mar 2009
Location: Heanor Derbyshire.
Posts: 123
Send a message via MSN to crazychick
Re: Insuring a 2nd driver

I have me and my hubby on mine... it wasn't much more think it was 489 for one and 535 for both of us.

However I wouldnt recommend doing what your suggesting as insurance companies do work it out.
__________________
If only everything in life were as simple as men.
v4 Type R Classic
Offline   Reply With Quote
Old 17 Mar 2009, 11:02 AM   #3 (permalink)
Obsessed Scooby
 
The Pilot's Avatar
 
Join Date: Jul 2006
Location: Bay of Tor...
Posts: 6,567
Re: Insuring a 2nd driver

adding your partner should drop it,did on my mate and he's running a 2.5 conversion with "ALL THE TOYS"was iirc 569 all mods declared on his own,with mrs added dropped to 490 ish....
__________________
Mapped by Enginetuner(Plymouth)..
Offline   Reply With Quote
Old 17 Mar 2009, 11:05 AM   #4 (permalink)
Regular Scooby
 
crazychick's Avatar
 
Join Date: Mar 2009
Location: Heanor Derbyshire.
Posts: 123
Send a message via MSN to crazychick
Re: Insuring a 2nd driver

I havent got the driving experience he has so it adds to it.
__________________
If only everything in life were as simple as men.
v4 Type R Classic
Offline   Reply With Quote
Old 17 Mar 2009, 11:06 AM   #5 (permalink)
Obsessed Scooby
 
The Pilot's Avatar
 
Join Date: Jul 2006
Location: Bay of Tor...
Posts: 6,567
Re: Insuring a 2nd driver

erm....ok then lol
__________________
Mapped by Enginetuner(Plymouth)..
Offline   Reply With Quote
Old 17 Mar 2009, 11:08 AM   #6 (permalink)
Regular Scooby
 
crazychick's Avatar
 
Join Date: Mar 2009
Location: Heanor Derbyshire.
Posts: 123
Send a message via MSN to crazychick
Re: Insuring a 2nd driver

with this one. I used to see loads of the lads on a site I ran getting their mums to insure their cars.. was okay till they got pulled. Its obvious when its not your car. It really isnt a good idea to do this anyway as you don't earn your ncb yourself.
__________________
If only everything in life were as simple as men.
v4 Type R Classic
Offline   Reply With Quote
Old 17 Mar 2009, 11:14 AM   #7 (permalink)
Obsessed Scooby
 
The Pilot's Avatar
 
Join Date: Jul 2006
Location: Bay of Tor...
Posts: 6,567
Re: Insuring a 2nd driver

true in some aspects,i know i was insured on my mum's policy when i was 17,when i left her policy i took my no claims with me n that was with the pru n i've still got em,so it's all cheap with my modifications declaired thanks to Keith Michaels
__________________
Mapped by Enginetuner(Plymouth)..
Offline   Reply With Quote
Old 17 Mar 2009, 11:16 AM   #8 (permalink)
Fresh Scooby
 
Join Date: Mar 2009
Location: Great Wigborough, Essex
Posts: 11
Re: Insuring a 2nd driver

Directline offer a named driver to accrue their own NCB's which is good. Me and the bread knife are both insured on the Scooby. We have a 2nd car already with them and they gave us a 2nd car discount and as i'd got over 5 years as a named driver with no claims they took more off of the price, bargain. Andy
Offline   Reply With Quote
Old 17 Mar 2009, 11:21 AM   #9 (permalink)
Regular Scooby
 
crazychick's Avatar
 
Join Date: Mar 2009
Location: Heanor Derbyshire.
Posts: 123
Send a message via MSN to crazychick
Re: Insuring a 2nd driver

but do other people accept those NCB. I had that problem when I swapped from a multi car policy and struggled to get people to take them.
__________________
If only everything in life were as simple as men.
v4 Type R Classic
Offline   Reply With Quote
Old 17 Mar 2009, 11:25 AM   #10 (permalink)
Fresh Scooby
 
Join Date: Mar 2009
Location: Great Wigborough, Essex
Posts: 11
Re: Insuring a 2nd driver

I don't think they are valid with other car insurance companies which is a pain. Andy.
Offline   Reply With Quote
Old 17 Mar 2009, 11:39 AM   #11 (permalink)
Veteran Scooby
 
rikimaru's Avatar
 
Join Date: Aug 2006
Location: Sussex
Posts: 3,335
Re: Insuring a 2nd driver

Cheers for the feedback guys.

I know it isn't ideal but tbh I am not paying 2000 to insure the car. If it comes to that I'll SORN it for the first year in UK. Anyway it won't be my daily driver as have budgeted for a small car when we get back to do all the day to day running about which means will be building up my own ncb. Real pain though that i can't transfer my (4 years worth) ncb from Japan.
Offline   Reply With Quote
Old 17 Mar 2009, 11:52 AM   #12 (permalink)
Fresh Scooby
 
Join Date: Mar 2009
Location: Great Wigborough, Essex
Posts: 11
Re: Insuring a 2nd driver

I'll run it around for you for a year for you to save SORN'ing it ;-)
Offline   Reply With Quote
Old 17 Mar 2009, 12:15 PM   #13 (permalink)
Regular Scooby
 
crazychick's Avatar
 
Join Date: Mar 2009
Location: Heanor Derbyshire.
Posts: 123
Send a message via MSN to crazychick
Re: Insuring a 2nd driver

It is crap that you can't take your ncb across from Japan though. Have you told you insurance company in Japan.. maybe they have a uk part of their company that would accept it.
__________________
If only everything in life were as simple as men.
v4 Type R Classic
Offline   Reply With Quote
Old 17 Mar 2009, 12:38 PM   #14 (permalink)
Veteran Scooby
 
uk dave's Avatar
 
Join Date: Feb 2005
Location: Impreza Preservation Society HQ
Posts: 4,399
Send a message via MSN to uk dave
Re: Insuring a 2nd driver

Do ya trust yaself driving with 3rd party insurance wayne? ie your car registered in your mums name, you insure your mums fully comp(she insure`s yours) which`l cover you to drive any other car not in your name 3rd party, only time its gonna be a pain is if you bin it yourself,Short of that a mate of lee`s With the series 1 escort RS has his own insurance brokers.


Lee an john with the 3dr cossie are both insured with him if ya really struggling an youve explored all avenues aswell as the usual import specialists he "may" not saying definately be able to sort ya something out or if ya`d like to give him a call/whatever let me know.


Before i get a load of PM`s its just a regular brokers not performance car specialist(though im guessing as paul is an owner of 2 series 1`s(1 concours) and an escort cossie most of the notts RS owners group are insured with him.
__________________
Best sealant used to date- Fourstar ultimate paint protection *Now discontinued* Rebranded as sonus SFX4 paint sealant-Try some ya wont be dissapointed.
Offline   Reply With Quote
Old 17 Mar 2009, 02:17 PM   #15 (permalink)
Regular Scooby
 
Harvs_Blob_WRX's Avatar
 
Join Date: Jan 2009
Location: Leicester, UK
Posts: 113
Re: Insuring a 2nd driver

im the first named driver n my insurance and i put my mum and dad on my policy also and it dropped by just under 300 ! i am sure some companies would take that 4 years ncb just finding the few that will?
Offline   Reply With Quote
Reply

Bookmarks


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
'Proud' Alonso rated top F1 driver of 2008. News_Bot Formula News 0 16 Nov 2008 01:40 PM
Donnelly denies driver needed as steward. News_Bot Formula News 0 21 Oct 2008 10:00 AM
Alonso: No F1 driver wants Hamilton to win. News_Bot Formula News 0 17 Oct 2008 09:40 AM
'Only one' driver ever said McLaren not equal. News_Bot Formula News 0 04 Aug 2008 01:11 PM
Pirelli hails its 'Star Driver' scheme. News_Bot Rally News 0 24 Jul 2008 12:30 PM


All times are GMT. The time now is 11:24 PM.



Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2019, vBulletin Solutions, Inc.
LinkBacks Enabled by vBSEO 3.6.0 PL2 © 2011, Crawlability, Inc.